Comments on: Start a Rainy Day Fund for Stocking Up

By: James

James — Tue, 17 Mar 2009 11:19:29 +0000

I have been using DesktopBudget.com to manage my personal finances for a few months now. Its the easient to use free, offline personal finance manager I have seen so far.

By: pfincome

pfincome — Tue, 17 Mar 2009 01:06:02 +0000

@karla - Sounds like our budget is similar to yours. While we don't have the stocking up budget, we do have similar situations for car maintenance. pfincome’s last blog post..Recession in America - Gardening

By: pfincome

pfincome — Tue, 17 Mar 2009 01:05:03 +0000

@Lindsay - Great points. I agree that inflation is going to be the next big thing we need to deal with. pfincome’s last blog post..Recession in America - Gardening

By: pfincome

pfincome — Tue, 17 Mar 2009 01:04:13 +0000

@Dave Ramsey – Glad you stopped by! Dusty’s sites are awesome!

Our situation is that our only debt is our mortgage and one vehicle which we could sell if we had to. So there is not a lot of debt to pay down and I don’t feel like paying extra on our mortgage just yet. I try and free up money so that we can use it to invest in passive income sources so that one day we are self sufficient and don’t need to rely on any job for income.

All that being said – you make some very good points. There are way too many people out there that pick up bargains just because they are on sale. In the end – they don’t really need them.

pfincome’s last blog post..Recession in America – Gardening

By: pfincome

pfincome — Tue, 17 Mar 2009 01:00:26 +0000

@Dawn - We actually hardly ever eat or buy meat so we don't have to worry about it. Plus my oldest son (5) just decided he wants to be a vegan. He has no idea what a vegan actually is but hates the thought of eating meat. So really we stock up on nonperishable items and then buy our fruits and veggies every week. pfincome’s last blog post..Recession in America - Gardening